CYBER INSURANCE
Why your cyber insurance application keeps getting denied
Insurers increasingly want MFA, endpoint detection, and tested backups described in writing.
Cyber insurance questionnaires are really control inventories. When an answer is uncertain, inconsistent, or unsupported, underwriters see operational risk rather than a paperwork problem.
Build a concise evidence pack for MFA, managed endpoint protection, patching, backups, and incident response. Include who owns each control, where it is configured, and when it was last tested.
Do not answer from memory. Use the application as a practical gap assessment, close the highest-impact items, and keep the evidence current for renewal.